The Hanover Insurance Group plans to launch its Collector Car program in Illinois, powered by Hagerty, according to a March 2024 filing. The program targets vehicles not used daily—typically 25 years or older or newer models with increasing value.

The filing includes a minor update, changing the group code for the Antique Automobile Club of America from AAC to ACA. The program uses the TransUnion Insurance Score to determine underwriting tiers, which are reassessed annually. Rating also factors in mileage, storage, driver age, and vehicle modifications.

Coverage highlights include Guaranteed Value® for total losses, spare parts coverage, and optional endorsements like Vehicle Under Construction and Cherished Salvage. Hanover may apply a rate stabilization factor when transferring eligible customers from other agencies.