Hanover updated its professional liability pricing in Georgia for schools and human services organizations, with changes starting October 1, 2026.

• Overall increase: 6.2% indicated, but most customers will see smaller changes of ~0.5% to 2.7%
• Impact: 1,300+ policyholders and $14M+ in premium

What’s changing:

• Covers areas like educators liability, employment practices, and human services
• Pricing is mainly based on size (students, staff) and adjusted for things like limits, deductibles, and claims history
• Underwriters can now adjust pricing up or down by 25% depending on risk quality
• Minimum premiums apply (e.g., ~$1,750 for some school packages)

Bottom Line: modest rate increases, but more flexibility for underwriters to price each risk differently.