Great American has filed to introduce ISO’s Micro-Businessowners program in Georgia, proposing a May 1, 2027 effective date and a $250 minimum policy premium.

The filing covers Great American Insurance Company, Great American Assurance Company, Great American Alliance Insurance Company and Great American Spirit Insurance Company. It combines ISO rates and rules with company-specific provisions and endorsements.

Pricing would vary by underwriting company. Great American Insurance Company would serve standard risks, Alliance would target standard to preferred risks, and Spirit would serve preferred risks and businesses with superior loss histories. Assurance would cover certain new businesses and risks considered to have higher loss potential.

Optional coverages include professional liability and abuse or molestation liability. Related endorsements adding a scheduled additional insured would each carry a $25 charge.

The program would also use Great American’s existing businessowners schedule rating plan. Additional premiums of $15 or less would be waived, as would return premiums of $15 or less unless requested by the insured.

Submitted November 9, the filing reports no existing policyholders or written premium for the program.