General Star National Insurance Company, part of Berkshire Hathaway, filed its initial submission for the Genesis National Excess Liability (NEL) program in Mississippi, effective January 2026. The program targets public entities—including state and local governments, community colleges, and K-12 schools—with typical retentions of $1M+, limits around $5M, and average premiums near $500K.

The filing introduces new policy forms and 30 endorsements addressing modern exposures such as PFAS, cyber/privacy events, unmanned aircraft, communicable disease, and human trafficking.

Managed by Genesis Management & Insurance Services, the program builds on ISO form standards.

Mississippi classifies this excess business as non-regulated, with the filing acknowledged and accepted without rate review.