Acuity submitted a filing in Texas to revise its underwriting guidelines for owner-occupied homeowners policies.
The update focuses on two changes:
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Quote timing flexibility: Acuity is removing the requirement that quotes must be generated at least seven days before the policy effective date, allowing for more last-minute binding.
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Wildfire eligibility expansion: The company is adjusting its wildfire scoring thresholds to broaden eligibility, potentially opening the door to more risks in wildfire-prone areas.
The filing does not include rate changes and applies strictly to underwriting guidelines.
The submission was made on March 13, 2026, and is currently under review by the Texas Department of Insurance.