Trupanion has filed a 7.5% average increase for its Mississippi pet insurance program, alongside a new discount for pets participating in qualifying veterinarian-directed weight management programs.

The filing, submitted by American Pet Insurance Company and ZPIC Insurance Company, affects 1,734 policies and would increase written premium by approximately $89,000. Individual impacts range from a 1.4% decrease to a 15.9% increase.

The new weight management rating factor provides a 15% discount for eligible participation. Programs must include veterinary involvement, a prescribed portion-controlled nutrition plan, ongoing monitoring and compliance with participation requirements.

Eligibility depends on verified program participation rather than a pet’s weight, body condition or health history. The discount can be removed if participation requirements are no longer met.

The filing also updates base rates and breed, enrollment-age and gender factors. The selected 7.5% increase is below the actuarially indicated increase of 32% and follows a 10% increase effective May 2026.

Mississippi acknowledged and filed the changes November 9, with an effective date of May 1, 2027, for new business and renewals.