RLI Insurance is introducing a dwelling property program in Nevada, submitted March 24, 2026 and currently under review, with business effective on approval. The product has been offered in the state since 2023 through Obsidian Insurance Company via Steadily; this filing reflects a shift to RLI’s paper.

The program targets landlord and non-owner-occupied risks, with underwriting restrictions tied to property condition, tenant behavior, and short-term rentals, alongside credit-based scoring and Verisk data. Regulators flagged concerns around territory definitions and the inclusion of prohibited terrorism exclusions, leaving the filing pending.