On June 12, 2024, Mobility Data Analytics (MDA), the U.S. arm of Aioi Nissay Dowa Insurance, filed in Tennessee to introduce its commercial auto telematics score, MDA Score 1.0. The filing referenced MOTER, a data platform spun off by Aioi Nissay Dowa Insurance in 2021 to expand its data-science and insurance technology operations in the U.S.

This submission sets up MDA’s score as a licensable tool for insurers writing commercial auto. The score applies to vehicle classes 1–3 and is designed to better match rates with risk.

The filing details the score’s methodology, data sources, validation, and confidentiality protections. It underscores MDA’s strategy of offering telematics-based scoring tools to insurers seeking more data-driven pricing and risk selection.