Essentia Insurance Company has filed updates to its Collector Vehicle Insurance Application, part of its Classic Automobile Inland Marine Program. The revised form becomes effective February 1, 2026, for new and renewal business.

The primary change adds a question regarding whether the insured collector vehicles are equipped with airbags. The update aims to improve data collection related to vehicle safety features while maintaining all existing underwriting questions and conditions.

As with other states, the Massachusetts collector car application confirms vehicle storage in enclosed structures, limited-use operation, and proof of a separately insured regular-use vehicle.

The filing, submitted under SERFF Tracking Number HGIA-134706763, was prepared by Hagerty Insurance Agency on behalf of Essentia Insurance Company, a Markel subsidiary .