Allstate North American Insurance Company filed in Wisconsin to modify its renters program, requesting a 5% overall rate level increase.

The central strategy introduces Easy Pay Factors, a new rating approach that uniformly adjusts policy premiums without altering base rates. Policies with automatic payments benefit from a 95% discount factor, incentivizing ACH transactions.

The filing affects 8,027 policyholders and $1.17 million in written premium. The insurer is also raising installment fees—from $1 to $1.25 for bank transfers and $2.25 to $2.75 for other methods.

Allstate cites reliance on a broader rating analysis from Allstate Indemnity Company (AI), as the Wisconsin program—introduced in October 2023—still lacks substantial loss experience.

Filing submitted February 6, 2026; new business effective March 26, 2026; renewals effective June 4, 2026.