Progressive filed an update to its Recreational Vehicle program in Nevada, introducing a revised consumer-facing notice that explains underwriting and pricing decisions tied to driver information.

The filing centers on Form 6487M, titled Notice of Underwriting and Rating Decision – Driver Information, which is used to communicate directly with policyholders when their premium or eligibility is impacted by motor vehicle report (MVR) data.

The notice outlines several scenarios that can affect pricing, including:

• Updates to driver information based on MVR data
• Inability to verify a driver’s record
• Combined cases where both data discrepancies and unverifiable records apply

In these cases, customers may not receive the lowest available premium, and payment terms may also be less favorable.

The form functions as a D2C communication, effectively serving as an explanatory email or notice to consumers.