MetLife filed a group term life insurance certificate in Washington tied to the Electrical Workers Benefit Trust Fund, enabling coverage for eligible workers under an out-of-state master policy issued in Indiana.

The filing, submitted on March 27, 2026, seeks approval to offer coverage to Washington residents through the trust structure, which is governed by collective bargaining agreements between labor and employer groups.

The certificate outlines supplemental life benefits for employees, with optional dependent coverage and portability features. Employees can elect coverage in increments starting at $10,000, with maximums up to $100,000, while dependent coverage includes smaller benefit limits for spouses and children.

The product also includes an accelerated benefit option, allowing terminally ill insureds to access a portion of their life insurance benefit early, subject to certification and eligibility requirements.

Additional features include will preparation and probate services provided through affiliated legal services, along with optional conversion and portability provisions that allow insureds to maintain or transition coverage after leaving employment.

The filing represents a new certificate form for Washington and does not replace any existing forms.