Markel has filed a form, rate, and rule update in New Jersey for its Renters Program, introducing a new Workers’ Compensation and Employers Liability endorsement for residence employees. The filing was submitted on January 16, 2026, under file-and-use statutes, with a requested effective date of November 1, 2025.

The update adds optional coverage that pays statutory workers’ compensation benefits for household employees and provides employers liability protection, with limits of $100,000 per accident, $100,000 per employee, and $500,000 for disease. The endorsement is designed to cover bodily injury arising out of and in the course of employment within the U.S. or Canada and aligns policy terms with New Jersey workers’ compensation law.

According to the rate pages included in the filing, the workers’ compensation coverage is offered at no additional monthly premium. The filing also refreshes the Renters Program rate page, reaffirming pricing for optional endorsements such as identity fraud expense coverage, scheduled personal property, water damage, and enhancement packages, while maintaining existing acquisition factors across distribution channels.