Loya Casualty Insurance Company, through Perr&Knight, filed in California to update its Personal Automobile Rule Guide, with the filing status updated September 3, 2025. The change introduces a $500 lienholder deductible when the policy deductible is $1,000 or higher, applicable only to the lienholder’s insurable interest. The update replaces the previous rule guide, adds a $10 endorsement fee, maintains policy fees of $36/$29 semi-annual new business, and enforces restrictions on producers, brokering, and cancellations, which remain subject to a $30 pro rata fee.

Separately, Loya Insurance Company filed in New Mexico on September 5, 2025, to update its Private Passenger Auto rules effective September 9, 2025. Revisions include scoring violations by violation date when available, the same $500 lienholder deductible rule, 36-month surcharges for accidents and violations, automatic age and classification adjustments, and stricter rules for incomplete applications.

Loya is domiciled in Texas.