Horace Mann Insurance Company has filed to withdraw from Oklahoma’s dwelling fire insurance market, citing the cost of supporting a book with just 12 policies.
The insurer reported the policy count as of September 30, 2026, and said the small volume did not justify the expense of maintaining the line.
Under the proposed plan, Horace Mann would stop accepting new business January 1, 2027, and nonrenew policies expiring on or after August 1, 2027.
The withdrawal would affect eight agents, who would offer to help customers obtain replacement coverage through Horace Mann General Agency. The company said it does not anticipate offering dwelling fire policies through Horace Mann in Oklahoma in the future.
Horace Mann’s group companies would continue writing personal auto, homeowners and personal umbrella coverage in the state. Its homeowners claims adjusters would continue handling dwelling fire claims.
Submitted November 10, the withdrawal filing remained pending review.

