GEICO has received Louisiana approval for revised personal auto policy forms and new endorsements covering deductible savings, enhanced mechanical breakdown protection, original equipment manufacturer parts, ridesharing and delivery work.

The filing applies to GEICO Advantage Insurance Company and GEICO Marine Insurance Company and replaces their existing Louisiana auto policy form.

The optional Deductible Savings Plan credits $50 toward comprehensive and collision deductibles at each qualifying renewal, beginning with the first renewal after enrollment. Driving violations and comprehensive or collision losses prevent new credits from accruing at that renewal, while previously earned credits remain available subject to eligibility requirements.

An Enhanced Mechanical Breakdown Insurance endorsement extends protection to eligible vehicles up to 10 years old or 100,000 miles, whichever comes first. Vehicles must be no older than 36 months and have no more than 36,000 miles when the endorsement is added.

The OEM parts endorsement provides repair estimates based on new manufacturer parts for eligible vehicles under five years old, excluding tires. Separate endorsements address coverage during ridesharing and app-based delivery activities.

Louisiana approved the forms November 9, 2026. The filing does not establish pricing for the new options; GEICO stated during the review that the corresponding rate and rule filing had not yet been submitted.