GEICO is introducing a new voluntary off-road motorcycle insurance product in Virginia through GEICO General Insurance Company and GEICO Marine Insurance Company, with an effective date of August 13, 2026. The filing states the product will be available for new business only and carries no overall rate impact.

The new program includes coverage and rating rules for motorcycles, ATVs, golf carts, and other off-road vehicles. The filing outlines optional features such as safety riding apparel coverage, stored gear coverage, transport trailer coverage, emergency roadside service, total loss coverage, and loss of income benefits.

GEICO also introduced a range of discounts and rating variables, including advanced safety course discounts, motorcycle license endorsement discounts, defensive driving discounts, military discounts, multi-line discounts, and factors tied to insurance history, claims experience, and distribution channel.