Clearcover has filed an 8.5% overall rate increase for its Utah personal auto program, affecting 6,764 policyholders and approximately $7.2 million in written premium.

Individual policy changes range from a 5% decrease to a 43% increase. The filing lists an indicated increase of 9.6% and changes to rating offset factors, limit factors and prior insurance activity.

Utah marked the filing “filed for use” on October 22. The submission lists effective dates of October 7, 2026, for new business and November 21 for renewals.

The filing replaces an earlier submission rejected for missing an actuarial certification.