Church Mutual Insurance Company, S.I. filed an 8.8% rate increase for its Commercial Auto program in Massachusetts, effective May 1, 2026. The company’s indicated need was 6.8%, based on a five-year experience review using ISO loss costs, company expenses, and deviations.

The change impacts 149 policyholders and about $934,000 in premium, adding roughly $82,500.

This filing replaces a withdrawn submission and follows a 13% increase earlier in 2025, along with smaller adjustments over the past decade.