Assurant’s American Security Insurance Company plans to stop offering its Choice Dwelling program in California effective February 7, 2027, completing a nationwide withdrawal from the specialty program.
The California book contains approximately 732 policies representing $1.48 million in written premium, according to the company’s notice. Policies would be nonrenewed on a rolling basis over approximately one year, with coverage remaining active until scheduled nonrenewal or earlier termination under policy terms and applicable law.
American Security said it and its affiliates are reallocating resources and capital toward growing renters, manufactured housing and condominium insurance programs in California. The insurer has already stopped offering Choice Dwelling in the other 49 states.
The company said independent agents would help affected policyholders find replacement coverage. It described the withdrawal as a voluntary resource-allocation decision and said it was not attributable to regulatory action or conditions in California’s overall homeowners market.
The filing remains pending. The California Department of Insurance requested a withdrawal notice form, a signed affidavit and a memorandum confirming the program withdrawal, with a response due November 14.

