American Modern, a subsidiary of Munich Re, filed updated underwriting guidelines for its Manufactured Home Program in Texas on January 15, 2026. The filing seeks approval for new business to become effective on July 14, 2026, with renewal business following on August 23, 2026.
The submission is classified under Homeowners (Mobile Homeowners) and is limited to underwriting guideline revisions rather than rate or rule changes. As a result, no policyholder counts or written premium figures are included, and rate data does not apply to this filing.
The filing references LexisNexis as a third-party data and model vendor, specifically citing the LexisNexis Attract Home 3.0 model. However, the company notes that this underlying model is not currently used to underwrite either new or renewal business under the program.
