American Modern Home Insurance, part of Munich Re, has filed updated forms for its New Jersey Commercial Physical Damage program,. The update takes effect October 15, 2026 for new business and February 15, 2027 for renewals.

American Modern is implementing a new Guidewire policy administration and billing system, along with a redesigned front-end agent portal. The extended lead time provides space for testing and migrating the Commercial Physical Damage product onto the new platform.