American Modern Home Insurance Company, part of Munich Re Group, has filed a rule revision in New York for its Collector Vehicle Program, effective December 18, 2025, for renewal business. The filing, which applies to legacy policies, makes a targeted update to Rule C70 to clarify that specific coverage is available only when the insured has indicated they have a spouse.

No rate changes or new business updates are included, as a separate filing for new business will follow. The submission type is classified as a “Rule” filing under Personal Auto (PPA) and reached a “Closed-Acknowledged” status on October 8, 2025. A minor discrepancy was noted in the metadata between the requested effective dates of December 18, 2025, and December 18, 2026, but it does not affect the filing’s scope.