Woodmen of the World Life Insurance Society, headquartered in Omaha, Nebraska, has filed new individual whole life insurance forms with the Florida Office of Insurance Regulation. The filing introduces two contracts: a simplified issue whole life policy and a graded death benefit whole life policy. The simplified policy provides level premiums and a fixed death benefit payable up to age 100, while the graded benefit version offers limited coverage for non-accidental deaths during the first two years, with full benefits beginning in the third year.

Optional riders include an accidental death benefit for applicants aged 50 to 65 and an accelerated death benefit for terminal illness, available at no additional premium. A suicide and incontestability endorsement clarifies the applicable periods when policies are replaced or converted.

Applications for these policies will be completed electronically through a secure, web-based platform that verifies agent licensing and supports digital signatures under federal and state e-signature laws. The products will be distributed by WoodmenLife’s career agents and independent brokers and are designed for customers seeking final expense and whole life protection with features such as cash value accumulation, policy loans, and nonforfeiture options.