Wellpoint Life and Health Insurance Company has submitted a new filing in Tennessee for its Stop Loss 2026 program, effective January 1, 2026.

The update replaces the company’s 2024 stop loss forms and transitions its Specific Stop Loss (SSL) rate basis from the previously approved Willis Towers Watson HealthMAPS manual to an internally developed rate manual used by Elevance Health for its commercial stop loss products. According to the filing, this change aims to enhance pricing accuracy, align stop loss pricing across Elevance’s enterprise, and allow quicker adjustments to emerging cost trends.

The stop loss product is offered to self-funded employer groups, with both specific and aggregate coverage options under the H12 Health – Excess/Stop Loss category.