Tokio Marine Kiln has expanded its Cyber Ctrl PD+ coverage for businesses facing physical and financial losses from cyber incidents.

The changes cover perishable goods that spoil or become unusable, business disruption caused by attacks on critical suppliers, and payment fraud involving fake invoices or employees tricked into sending money to attackers.

The TMK PD+ Consortium at Lloyd’s provides up to $75 million in coverage for physical damage caused by cyber incidents and the resulting business interruption.