Thrivent submitted its annual long term care rate certification filing in Florida for its facility only long term care plans, confirming no rate increase request at this time despite loss ratios remaining above target levels.

The filing, submitted May 13, 2026, covers several legacy long term care policy series, including D Series, E Series, Pre97, and 97 series forms. Thrivent stated that “some of the premium schedules are not adequate to meet the target loss ratios; however, we are not proposing a rate increase at this time.”

Florida experience data in the filing shows 462 in force policies and $614,606 in annualized premium volume as of December 31, 2025. The block reported a 195.82% loss ratio compared to a weighted average Florida target loss ratio of 65.85%.

The largest Florida block in the filing is the E Series, with 188 policyholders and $310,573 in annualized premium volume, followed by the D Series with 186 policyholders and $211,289 in premium volume.

Nationwide, the corresponding facility only long term care block includes 23,090 policies and approximately $30.3 million in annualized premium volume, with a reported loss ratio of 438.59%.