State Farm Fire and Casualty Company has filed changes to its homeowners program in Tennessee, impacting over 526,000 policyholders and $715 million in written premium. The updates take effect November 15, 2025, for new business and January 15, 2026, for renewals.

The filing introduces a $1,000 minimum Wind/Hail Deductible and revises the structure of the deductible rating table. While positioned as a rate filing, the overall percentage impact was not disclosed.