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Slide Files Florida Mobile Homeowners Update

Slide submitted a filing in Florida for its multiperil mobile homeowners program, with a proposed effective date of June 17, 2026.

The filing appears procedural, requesting approval through the state’s IRFS system and accompanied by standard regulatory documentation, including requirements around territorial rate support, reinsurance cost treatment, and actuarial certification.

Florida regulators reiterate that filings must include five years of experience data, consistent catastrophe modeling, and detailed reinsurance structures, including FHCF participation and layering. The guidance also limits the use of competitor data and excludes Citizens Property Insurance Corporation as a benchmark for voluntary market filings.

The filing includes wind exclusion credit exhibits based on Citizens territory definitions, showing how premiums are reduced when wind or hail coverage is excluded—an important pricing lever in Florida’s catastrophe-exposed property market.