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RVI Launches Florida Commercial Auto Program for Turo Hosts

RVI Group is introducing a new commercial auto insurance program in Florida for high value Turo hosts, offering coverage for vehicles when they are not being rented through the P2P car sharing platform. The informational filing is scheduled to take effect June 19, 2026.

The program targets corporations, LLCs, and individuals operating fleets on Turo as small businesses and includes commercial auto liability, physical damage, uninsured motorists, and personal injury protection coverage. The filing also includes several exclusions and endorsements tailored to peer to peer vehicle sharing, including a “Power Host Amendatory Endorsement” and a “Peer To Peer Vehicle Sharing Program Exclusion.”

The policy provides comprehensive and collision coverage with deductibles ranging from $1,000 to $5,000 depending on vehicle value, and caps physical damage losses at $100,000 per covered auto.

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