Qualitas Insurance Company filed in Texas to update its underwriting guidelines in compliance with Senate Bill 1238, revising the Marital Status section within its driver information rules.

The filing notes use of LexisNexis Insurance Scores and an automated underwriting system, with producers submitting changes and applications online. Policies are issued for six months and generally processed digitally, though binding authority is restricted.

Additional underwriting restrictions apply — coverage cannot be bound within 100 miles of a catastrophe watch or warning, and certain vehicles (high-value, salvage) or drivers (rideshare, delivery) are excluded.

The update does not affect premiums.