ProSelect Insurance Company has submitted a custom medical professional liability filing in New Jersey, providing specialized coverage for Dr. Allan Sills, Chief Medical Officer of the National Football League. The policy, effective August 4, 2025, is structured under TOI 11.2 (Med Mal – Claims Made Only) and is exclusive to Dr. Sills.
The filing includes a bespoke endorsement—MAN 001: Limited Coverage Endorsement for Scheduled Named Insureds—which narrows coverage to claims directly tied to Dr. Sills’ role as Medical Director. It modifies both the Entity Medical Professional Liability and Excess Medical Professional & Umbrella Liability sections to:
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Limit coverage to Dr. Sills only, with a retroactive date of August 4, 2017.
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Provide protection solely for claims arising from his professional services.
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Exclude defense and indemnity for other individuals or NFL personnel unless explicitly named.
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Define “Insured” as the NFL only when vicarious liability stems from Dr. Sills’ actions.
This filing underscores how major organizations like the NFL leverage precision-tailored insurance to isolate coverage around key personnel and limit broader liability exposure.