Philadelphia Indemnity Insurance Company has filed to introduce a new businessowners program in North Carolina.

The program combines ISO and company-developed forms, rates and rules. It includes enhancement packages for general businesses, restaurants and contractors, along with optional cyber, employment practices liability, miscellaneous professional liability and equipment breakdown coverage.

Hartford Steam Boiler developed and will provide reinsurance for the cyber, employment practices and professional liability coverages. Travelers developed and will reinsure the equipment breakdown coverage.

The filing also includes exclusions addressing PFAS, abuse and molestation, asbestos, lead, silica, cyber liability, roofing operations and new residential construction defects.

Philadelphia Insurance requested a September 1, 2026, effective date for new business.