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Motor Club Insurance Seeks 19% Connecticut Auto Rate Increase

Motor Club Insurance Company, part of Auto Club Enterprises Insurance Group, has filed for a 19% overall increase to its Connecticut personal auto rates.

Submitted October 8, the filing requests a February 1, 2027, effective date for new business and renewals. It remains pending approval.

The proposed change affects 22,437 policyholders and a book representing approximately $65.1 million in written premium, with a projected premium increase of $12.3 million. Individual changes range from a 12% decrease to a 105% increase.

The insurer reports an indicated rate need of 23.2%. Its previous rate revision was a 7.5% increase effective February 1, 2026.

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