Liberty Mutual Fire Insurance Company filed a state-specific rate revision in Alabama, proposing a 2% overall rate increase within its Homeowners line. The adjustment modernizes the Alabama State Homeowner Rating Manual, which references ISO copyrighted materials.

The filing notes that no new business is currently being written in this program, restricting changes to renewal policies only. While policyholder counts and premium volumes were unspecified, the filing aligns rate manual language, credit structures, and coverage relativities under the Safe Homeowner Program, offering discounts for claim-free policyholders.

The company also referenced an identity theft validation program, linking technology partners that provide unique code-based monitoring. Liberty Mutual, domiciled in Wisconsin, distributes products through both direct channels and exclusive agents. Historical context shows tier factor updates dating back to 2018.

Filing submitted February 3, 2026; renewal effective date May 15, 2026 (no new business written).