General Insurance Company of America, part of Liberty Mutual, filed a Businessowners rate revision in Utah for its eCLIQ® Simple™ BOP product, effective January 1, 2026. The company is taking a 10% rate increase, even though its actuarial analysis pointed to a 100.2% indicated hike — a sign of both credibility issues and limited experience with this specific digital BOP platform.

Liberty cites sparse Utah experience for the eCLIQ® Simple™ BOP as the reason for leaning on countrywide data and results from other commercial lines. The increase affects 1,747 policyholders, raising written premium by $272,161 on a $2.7 million book.

This follows last year’s 15.1% increase for the same product.