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Lemonade Added More Than 3,000 Pet Policies in Washington

Lemonade’s pet insurance business in Washington continued to expand in 2025, according to regulatory filings that show both policy count and premium increasing over a roughly 16-month period.

A filing approved in August 2024 showed Lemonade had 13,692 affected policyholders and $8.04 million in written premium in Washington. The filing sought an 8.1% overall rate increase and projected an additional $648,362 in premium.

By December 2025, the insurer’s Washington pet book had grown to 16,714 policyholders and $12.38 million in written premium. The later filing sought a 4.6% overall rate increase and projected an additional $573,346 in premium.

The figures imply that Lemonade added approximately 3,022 policies in Washington, an increase of about 22%, while written premium rose by nearly $4.35 million, or around 54%, over the period.

The combination of double-digit policy growth and even faster premium growth suggests that Washington remains a strong market for Lemonade’s pet business, with average premium per policy continuing to increase as the insurer pursues additional rate actions.

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