Berkshire Hathaway Homestate Insurance Company has submitted an individual risk rate filing for a workers’ compensation renewal policy covering EZ Erectors Inc., an iron and steel erection business based in Traverse City, Michigan. The requested effective date is June 23, 2025. The filing includes both manual and consent-to-rate premiums, with the latter significantly exceeding the former across all applicable class codes.

The rate adjustment reflects the carrier’s assessment that standard filed rates are not aligned with the specific risk exposures of the business. The proposed annual premium is $152,704 based on payroll estimates, up from a prior premium of $62,168. The filing, submitted under SERFF Tracking #CORN-134578955, is currently under review by the state.