Georgia Farm Bureau Mutual Insurance Company has filed to cap renewal premium decreases at 16% per policy term under its Compass personal auto program in Georgia, extending a rule that already limits increases to 16%.

The cap would apply separately to each vehicle’s bodily injury, property damage, medical payments, comprehensive and collision coverage. Premiums would continue adjusting at subsequent renewals until reaching the published rate level. For customers eligible for larger reductions, the change would spread those decreases across multiple renewals.

The insurer also proposes removing motorhome references from the program’s rating and underwriting rules, including provisions addressing discounts, surcharges and uninsured motorist coverage.

The two related filings report no overall premium impact and list 102,313 policyholders affected. Submitted November 6, they request a September 1, 2027 effective date for new and renewal business.