Dairyland County Mutual Insurance Company of Texas has filed a rate and rule revision for its Powersports (Motorcycle) program, proposing an overall 4.1% rate increase. The filing, submitted on November 3, 2025, requests effective dates of November 17, 2025, for new business and December 17, 2025, for renewals.

The update affects 16,702 policyholders and $12.6 million in written premium, resulting in a projected premium change of $515,308. While the overall indicated change is 10.6%, the proposed adjustment limits actual implementation to a more moderate 4.1%.

Key revisions include removing Rate Stability and introducing Rate Capping, along with updates to base rates, expense and limit factors, model year and age factors, and territory codes. The filing also adds new discount and tier rules, such as Claim Free Renewal, Prompt Payer, and Transfer discounts.

Agents retain immediate binding authority for eligible new business via Dairyland’s agent portal (Agent.DairylandAgent.com). The maximum individual policy impact is +80.6%, while the minimum is -61.5%.

This filing follows a series of prior rate increases of 25.0% (March 2023), 15.8% (August 2022), 6.4% (September 2023), and 4.1% (October 2024), and removes the former Rate Stability Tier C64 provision.