Corgi Insurance Company is seeking regulatory approval to launch a workers’ compensation and employers liability insurance program in Georgia, according to a filing submitted to state regulators.

The Georgia-domiciled insurer submitted the filing on Sept. 15 and requested a Nov. 1, 2026, effective date. Corgi has no workers’ compensation policies or premium in the state, and the program has not been filed in another jurisdiction.

Corgi plans to adopt NCCI’s Georgia advisory loss costs effective March 1, 2026, without modification and apply a loss cost multiplier of 1.86. Georgia’s standard formula produced a multiplier of 1.803, but Corgi selected the higher figure based on a prospective premium and expense analysis that generated a modeled result of approximately 1.8578.

The filing assumes a 1.22 factor for loss-adjustment expenses and loss-based assessments. Expense and profit provisions total 34.59%, including 14.44% for production expenses, 7.22% for general expenses, 5.93% for taxes, licenses and fees, and 7% for profit and contingencies. The expected loss and loss-adjustment expense ratio is 65.41%.

The proposed program includes schedule rating, deductible credits, retrospective rating, an audit-noncompliance charge and several payment options. Policyholders will be able to pay in full or through installments without an installment fee or finance charge.

Corgi became an NCCI subscriber in Georgia on Aug. 10. The insurer submitted the program’s policy forms separately under SERFF tracking number CICI-135091230.

The filing is the latest indication that Corgi is building a multiline insurance carrier. It follows earlier cyber insurance filings and a Sept. 10 filing for a Georgia homeowners program based largely on Chubb’s Masterpiece rating structure.