Coalition Insurance Company has introduced its Cyber Policy 3.0 for small and medium-sized businesses in Wisconsin, marking a key expansion of its admitted cyber insurance offerings. Approved under SERFF Tracking Number COAL-133456808, the program includes over 60 new policy forms and endorsements, including specialized coverage for bodily injury from cyber incidents, extortion, system failures, and regulatory actions.

Filed on November 15, 2022, and deemed approved by the state on November 28, the submission reflects Coalition’s push to modernize cyber protection through tailored, modular endorsements. Notable features include:

• Enhanced Systems Failure Contingent Business Interruption endorsement

• Coinsurance Provisions for Cyber Extortion and Expenses

• Insured Definition Extensions for senior executives, contractors, and scheduled additional insureds

• Amendments to Settlement Consent, Subrogation, and Terrorism Disclosures

The program is designed to offer dynamic, tech-forward protection for SMBs against evolving cyber risks, with modular customization to match industry-specific exposures.