Cajun Underwriters Reciprocal Exchange is preparing to enter the Texas homeowners insurance market.

The Safepoint Holdings carrier submitted initial form filings for three voluntary products: its Advantage Homeowners program for owner-occupied homes, an Advantage Unit-Owners program for condominium owners, and an Advantage Dwelling program.

The filings were submitted on September 11 with a requested effective date of January 1, 2027. All three remain under regulatory review.

Cajun Underwriters currently writes homeowners insurance in Louisiana and is also licensed in Alabama, where it redomesticated in July 2025. The Texas launch would mark the reciprocal’s entry into a third admitted market. As of April 2026, Cajun insured approximately 23,765 Louisiana homeowners.