American Integrity Insurance Company of Florida has received approval for a deviation filing supporting the launch of a new HO-5 homeowners program in North Carolina, effective December 22, 2025.

The filing introduces deviations from North Carolina Rate Bureau standards across multiple rating components, including base premiums, construction type, roof age and material, distance to coast, occupancy status, and a range of discounts such as military, senior, non-smoker, and companion policy factors.

The company said the program mirrors previously approved deviations from an affiliated carrier while adding select modifications aimed at improving affordability. The filing was approved in full, confirming the deviations comply with statutory requirements.