American Family Insurance Company filed a rate and rule update for its Family Car Program in Oregon, effective December 1, 2025, for both new and renewal business.
The filing introduces a 2.3% overall rate decrease while revising base rates, multi-product discount factors, and the external telematics score. Affecting 21,118 policyholders and $60.9 million in written premium, the filing reflects an indicated change of -3.7% and continues the company’s focus on profitability and technology-driven pricing.
