WCF Insurance submitted a filing in Idaho to introduce a new hotel program within its businessowners product, with new rates and rules effective July 1, 2026.

The filing includes updated liability and property rate manuals, along with revised businessowners rules manuals specific to Idaho.

The liability rate manual introduces new hotel and motel related coverages, including Hotel Motel Errors and Omissions Liability, assault or battery limited coverage endorsements, liquor liability options, hired and non owned auto liability, garagekeepers coverage, and limited pollution liability.

The filing also outlines territory class rates, exposure bases, increased limit factor assignments, exclusion credit factors, and underwriting structures across hundreds of business classifications.