Old American County Mutual Fire Insurance Company is lowering rates for its United Group Underwriters private passenger auto program in Texas, based on a rate and rule filing submitted on May 4, 2026.

The filing introduces an overall 4.4% rate decrease, aligning with the indicated change, and is expected to reduce written premium by approximately $2.1 million across the book. The program currently covers 19,120 policyholders and represents about $46.9 million in written premium.

Impacts vary by risk, with maximum increases of 9.3% and decreases of up to 12.6%, reflecting segmentation within the portfolio. The update follows a prior 3.7% decrease that took effect in February 2026, signaling continued rate relief in the book.

The proposed effective dates are May 4, 2026 for new business and June 4, 2026 for renewals.