Lititz Mutual Insurance Company filed a new Adverse Action Notice form in North Carolina to comply with state law requiring disclosure when credit scores impact insurance pricing.

The notice informs homeowners when their premium has been affected by data from LexisNexis and outlines their rights under the Fair Credit Reporting Act. The form will be used for new and renewal policies starting September 1, 2025.

“An inquiry has been made with lexis Nexis® Services Inc., our provider of consumer reports. You are receiving this notice because your insurance premium has been adversely affected by information received from LexisNexis® Services Inc.”