Hudson Insurance Company, part of Fairfax, has submitted an initial filing in California to introduce its Emergency Services Organizations (ESO) Program, effective October 1, 2025. The program spans multiple lines, including Commercial Auto, General Liability, Property, Inland Marine, Crime, Excess Liability, and Management Liability.

The filing notes estimated premiums of $42,000 for Auto Liability and $28,000 for Auto Physical Damage under the Common Policy Declarations. Forms and endorsements include tailored declarations for auto and common policies, with schedule rating modifications outlined in the manual.

Greystone Insurance Company is listed as submitting the filing, while Hudson Insurance Company is the carrier of record. Binding authority requires agents to submit new business and endorsements electronically, prohibits brokered business, and obligates broadened coverage to be offered uniformly to qualifying insureds. An affidavit affirms that no price optimization was used in developing the rates.