Grinnell Mutual updated forms and rules for its Owners, Landlords and Tenants (OLT) program in North Dakota, effective January 1, 2027.

The filing includes a revised application reflecting a company name change and notifying applicants that credit scoring information may be used to determine eligibility and premium.

The program requires OLT coverage to be written in conjunction with a property policy issued by a Grinnell Mutual member. The manual outlines several ineligible risks, including race tracks, shooting ranges, dog breeding operations, and manure handling exposures.

Business is structured between Affiliated Direct liability policies written by Grinnell Mutual and Reinsured Liability coverage written by mutual members and 100% reinsured by the company.

Grinnell Mutual Reinsurance Company, SI is domiciled in Iowa.